Is your pension benefits safe? Could your pension check be reduced? Money retirees are now getting concerned that their guaranteed retirement income check may not be as guaranteed as they once thought.

According to a recent article in USA Today, the pension benefit guarantee corporation, or P-B-G-C, is now underfuned by $33 billion dollars or more.

In other words, the P-B-G-C does not have enough money to pay it's current recipients, let alone the millions of additionally retirees that could need half should their company pension fail.

According to USA Today, the auto industry alone could drop an additional forty-two billion dollar burden on the P-B-G-C, we all hope this does not happen.

Though there is not much the average person can do to save their pension plan, there are steps we all can take to make our retirements more secure.